Insurance Consequences of a Texas DWI Conviction

Provided by the Texas DWI Lawyers at Bailey & Galyen

If you have been convicted of driving under the influence or driving while intoxicated in Texas, you can expect that your automobile insurance rates will go up, or that your insurer will simply cancel your policy. This page provides information about what you can expect after a conviction. To minimize the risk of serious consequences, you want an experienced attorney to protect your rights.

At Bailey & Galyen, we have years of experience handling all matters related to DWI defense for individuals in Texas. We will represent you in the administrative license revocation (ALR) proceeding as well as the criminal hearing to determine penalties. We always work to minimize the consequences of your arrest, seeking acquittal when appropriate, or reduced charges or sentencing whenever possible. We emphasize open communication throughout the process, encouraging you to share all relevant details of your situation with us, so that we can work toward a solution that meets your needs. We will keep you fully informed of all rulings in your case as well as your options so that you can make educated decisions.

Our DWI Lawyers protect the rights of clients across Texas, including in Dallas – Fort Worth, Bedford, Arlington, Grand Prairie, Weatherford, Mesquite, and Plano, TX.

We provide a free initial consultation to anyone charged with DWI. To set up a meeting, contact our office or call us at one of the numbers listed below.

How a DWI Conviction Affects Your Motor Vehicle Insurance

If your insurance provider learns of your DWI conviction, you will most likely be placed in a higher risk category, known as a “high-risk driver.” Because your insurer considers you to be more likely to be involved in an accident, your premiums will almost certainly increase.

This, however, may not be the only risk you face. Most states (Texas included) require that your insurance company provide the state department of motor vehicles with what is known as an SR-22 proof of insurance before any suspension related to your DWI charge can be lifted. Many companies do not offer SR-22 policies. If your insurer is one of those, you will likely have your insurance policy cancelled. When you try to replace the insurance policy, your new insurer will necessarily obtain a record of any moving violations, which will include your DWI conviction. You may still be able to obtain insurance, but your deductibles may be large or you may end up paying substantially higher premiums.

Contact the DWI Lawyers at Bailey & Galyen

At Bailey & Galyen, we are available 24 hours a day, seven days a week to protect your rights when you have been charged with a DWI. We offer a free initial consultation to all clients. Contact us or call us to set up an appointment. Evening and weekend consultations are available upon request. Se habla Español.

Skilled DWI Defense Attorneys Protecting Your Constitutional Rights

Bailey & Galyen
1901 Airport Freeway,
Bedford, TX 76021

With offices located in:

Arlington: 817.276.6000, Toll-Free: 877.345.6767 | Bedford: 817.868.5500
Dallas: 214.252.9099 | Ft. Worth: 817.263.3000
Ft. Worth (Main St.): 817-752-3310
Grand Prairie: 972.642.7900, Toll-Free: 866.380.3369
Mesquite (by appointment only): 972.682.7868 | Weatherford: 817.594.5428

We now offer a solution for individuals struggling to afford necessary legal services. Learn about the Bailey & Galyen Legal Card.

Our DWI attorneys protect the rights of clients across Texas, including in Dallas – Fort Worth, Bedford, Arlington, Grand Prairie, Carrollton, Weatherford, Mesquite, and Plano, TX.

Practice Overview

DWI Overview

Texas DWI Penalties

Texas DWI Court Process

DUI Insurance Consequences

Juvenile DWI

Texas License
Suspension Hearings

Learn More

Tests & Information

Field Sobriety Tests

Breath Alcohol Tests

Blood Alcohol Tests

Alcohol Properties

Blood Alcohol Level

Know Your Rights

Learn More

Facts & Definitions

Drivers License Privileges

Occupational Drivers

How to Avoid DWI Arrest

About Bail Bonds



Learn More

See All Office Locations